How Much Does an Accountant Cost in the US?

Managing finances is one of the biggest challenges for US small businesses. Between tracking expenses, preparing tax filings, managing payroll, and ensuring compliance, financial tasks can quickly become overwhelming. That’s why many business owners turn to professional accounting services to keep their finances in order. However, the cost of these services can vary widely, leaving many wondering if hiring an accountant is the right investment.

So, how much does an accountant cost? In this blog, we’ll break down the typical costs of accounting services for US small businesses, the factors that influence pricing, and how you can find a solution that fits your budget. Whether you’re looking for basic bookkeeping, tax preparation, or full financial oversight, understanding these costs will help you make an informed decision.

How Much Do Accountants Charge?

The cost of hiring an accountant depends on the level of service required. Some businesses need occasional tax filing assistance, while others require ongoing financial management. Here’s a general breakdown of typical costs:

• Certified Public Accountants (CPAs) – $150–$500 per hour for specialized tax planning and advisory.
• Bookkeeping Services – $300–$2,500 per month, depending on transaction volume.
• Payroll Processing – $20–$100 per employee per month.
• Tax Preparation & Filing – $500–$2,000 per return.
• Audits & Reviews – $2,000–$15,000+ for businesses requiring compliance audits.

What Affects the Cost of Accounting Services?

Several factors influence how much you’ll pay for accounting services. While some businesses can manage with basic bookkeeping, others require more complex financial support. Here are the key factors that impact pricing:

• Type of Service – The cost of accounting depends on the level of service required. Basic bookkeeping is more affordable, while tax planning and financial advisory services come at a higher rate.
• Experience & Certification – Accountants with CPA certifications or specialized expertise generally charge more than standard bookkeepers.
• Business Complexity – A sole proprietorship with straightforward finances will pay less than a multi-entity corporation with multiple revenue streams.
• Location – Accountants in high-cost metropolitan areas tend to charge more than those in smaller cities or rural areas.
• Frequency of Service – One-time tax filing costs less than ongoing monthly financial management. Businesses that require consistent reporting and advisory services should expect higher fees.

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Why Professional Accounting is Worth the Investment

While some small business owners attempt to manage their finances on their own, professional accounting services provide significant value beyond just number crunching. Investing in expert financial support can help business owners:

• Save Time – Reduce the burden of financial management so you can focus on running and growing your business.
• Ensure Compliance – Avoid costly penalties and tax errors by staying on top of regulatory requirements.
• Maximize Tax Savings – Work with an expert who knows how to apply deductions and credits to minimize your tax bill.
• Gain Financial Clarity – Understand your business’s financial health and make better strategic decisions.
• Scale with Confidence – As your business grows, financial experts help you navigate expansion, secure funding, and manage increased complexity.

For many small business owners, hiring an accountant isn’t just a convenience—it’s a necessity. However, the challenge lies in finding an affordable option that meets your business’s specific needs.

Affordable, Transparent Accounting for US Small Businesses

Many small business owners need professional accounting but worry about high hourly rates and unpredictable costs. That’s where Counto comes in.

Counto offers flat-rate, transparent accounting services designed to support small businesses at every stage.

• Annual Reporting – $1,575 per year: Ideal for businesses that need year-end compliance and tax filings, with bookkeeping for unlimited transactions, financial reporting, and federal and state tax filings.
• Monthly Reporting – $175 per month: Designed for businesses that want ongoing financial tracking, this plan includes monthly bookkeeping, financial reports, quarterly review meetings, and tax filings.
• Virtual CFO – $550 per month: For growing businesses that need advanced financial oversight, including comprehensive bookkeeping, financial strategy, and tax filings.
• Additional services like multi-state tax filings, payroll management, and customized reporting are available based on business needs.

Summary

The cost of hiring an accountant in the US varies widely, from $150–$500 per hour for CPAs to $300–$2,500 per month for bookkeeping services. Factors such as the level of service, business complexity, and frequency of financial support influence pricing. While professional accounting is an investment, it helps businesses save time, avoid compliance risks, and maximize financial efficiency. Counto offers flat-rate, transparent accounting services tailored for small businesses, ensuring affordability and predictability without sacrificing quality financial expertise.

Experience America’s Most Modern Accounting Service

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At Counto, our AI assists with daily books while your dedicated accounting team delivers strategic value. Need help? Your Customer Success Manager is just a text or call away. Get both technology and personal service in your Counto accounting plan.

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